https://vistamark.com/insights/ Research and the weekly Market Compass from Vistamark Investments. en-us https://vistamark.com/insights/independent-ocio-vs-large-ocio-providers/ https://vistamark.com/insights/independent-ocio-vs-large-ocio-providers/ 2026-10-16T12:00:00Z Matthew Rice Choosing an Investment Advisor Independent vs. large OCIO providers: how they differ on ownership, conflicts, fees and who attends your meetings, and when each is the better choice. https://vistamark.com/insights/how-should-a-family-choose-a-trustee/ https://vistamark.com/insights/how-should-a-family-choose-a-trustee/ 2026-10-15T12:00:00Z William Seyfarth Private Wealth & Family Office How to choose a trustee: family member vs. professional, co-trustees and trust protectors, the qualities that matter and provisions to include. https://vistamark.com/insights/ocio-vs-investment-consultant-vs-in-house-cio/ https://vistamark.com/insights/ocio-vs-investment-consultant-vs-in-house-cio/ 2026-10-14T12:00:00Z Matthew Rice Choosing an Investment Advisor OCIO vs. investment consultant vs. in-house CIO: who decides, who carries the liability, what each costs, and where an Integrated CIO (iCIO) fits. https://vistamark.com/insights/does-your-family-need-an-investment-policy-statement/ https://vistamark.com/insights/does-your-family-need-an-investment-policy-statement/ 2026-10-12T12:00:00Z Matthew Rice Private Wealth & Family Office Why every wealthy family needs a written investment policy statement, the eight sections it should cover, and how to write and maintain one. https://vistamark.com/insights/how-to-prepare-the-next-generation-to-inherit-wealth/ https://vistamark.com/insights/how-to-prepare-the-next-generation-to-inherit-wealth/ 2026-10-11T12:00:00Z William Seyfarth Private Wealth & Family Office How to prepare heirs to inherit wealth: what to teach at each age, how to give real responsibility, and how trusts and family meetings help. https://vistamark.com/insights/revocable-vs-irrevocable-trusts/ https://vistamark.com/insights/revocable-vs-irrevocable-trusts/ 2026-10-11T12:00:00Z William Seyfarth Private Wealth & Family Office Revocable vs. irrevocable trusts compared: control, probate, estate taxes, creditor protection and income taxes, and why most families use both. https://vistamark.com/insights/what-is-a-family-office-and-does-your-family-need-one/ https://vistamark.com/insights/what-is-a-family-office-and-does-your-family-need-one/ 2026-10-11T12:00:00Z Matthew Rice Private Wealth & Family Office What a family office does, single- vs. multi-family offices, how much wealth you need, and how most families get the services without building one. https://vistamark.com/insights/what-is-direct-indexing-and-who-should-use-it/ https://vistamark.com/insights/what-is-direct-indexing-and-who-should-use-it/ 2026-10-11T12:00:00Z Sean McEvilly Investment Strategy What direct indexing is, how stock-level tax-loss harvesting and customization work, the costs and drawbacks, and who benefits most. https://vistamark.com/insights/what-is-qsbs-and-how-did-the-2025-tax-law-change-it/ https://vistamark.com/insights/what-is-qsbs-and-how-did-the-2025-tax-law-change-it/ 2026-10-11T12:00:00Z Sean McEvilly Private Wealth & Family Office QSBS explained: Section 1202 rules and the 2025 changes, with 50/75/100% exclusions at 3/4/5 years and a $15M cap for stock issued after July 4, 2025. https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-october-9-2026/ https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-october-9-2026/ 2026-10-09T12:00:00Z Matthew Rice Market Compass Stocks set fresh records this week even as the bond market tested levels not seen in a generation. The S&P 500 notched its first all-time high since August and finished the week up 1.2%, while the 10-year Treasury yield touched 5.35%, its highest since April 2002. https://vistamark.com/insights/how-should-a-foundation-investment-committee-choose-its-policy-benchmark/ https://vistamark.com/insights/how-should-a-foundation-investment-committee-choose-its-policy-benchmark/ 2026-10-07T12:00:00Z Sean McEvilly Foundations & Endowments A foundation policy benchmark should mirror the target asset allocation, use investable published indices, and be written into the IPS before it is used. https://vistamark.com/insights/what-is-an-integrated-chief-investment-officer/ https://vistamark.com/insights/what-is-an-integrated-chief-investment-officer/ 2026-10-06T12:00:00Z Matthew Rice Choosing an Investment Advisor Integrated CIO (iCIO) is Vistamark’s high-touch outsourced CIO platform: direct access to senior experts and a deeper partnership than a traditional OCIO. https://vistamark.com/insights/q3-2026-market-review-middle-east-conflict-soaring-yields-and-ai/ https://vistamark.com/insights/q3-2026-market-review-middle-east-conflict-soaring-yields-and-ai/ 2026-09-30T12:00:00Z Matthew Rice Market Compass Q3 2026 review: the Iran ceasefire collapsed, the Strait of Hormuz closed again and oil rose about 30%, reversing the comforts of the second quarter. https://vistamark.com/insights/what-should-a-new-investment-committee-chair-do-in-the-first-90-days/ https://vistamark.com/insights/what-should-a-new-investment-committee-chair-do-in-the-first-90-days/ 2026-09-30T12:00:00Z Sean McEvilly Foundations & Endowments A new investment committee chair’s first 90 days: read the governing documents, check positioning against policy, meet the team and fix weak process. https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-september-25-2026/ https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-september-25-2026/ 2026-09-25T12:00:00Z Matthew Rice Market Compass The bond market had a forceful week, and equities declined to listen. The 10-year Treasury yield jumped more than 13 basis points on Wednesday to 5.104%, a level last seen in July 2007 and the largest single-day move in nearly 18 months, and by Thursday the 30-year had touched 5.47%, its highest in 22 years. https://vistamark.com/insights/when-should-an-investment-committee-fire-an-underperforming-manager/ https://vistamark.com/insights/when-should-an-investment-committee-fire-an-underperforming-manager/ 2026-09-23T12:00:00Z Sean McEvilly Foundations & Endowments Fire an investment manager when the reason you hired it no longer holds, not just after weak returns. How committees set triggers and stay patient. https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-september-18-2026/ https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-september-18-2026/ 2026-09-18T12:00:00Z Matthew Rice Market Compass The rate hike everyone saw coming finally arrived, and the surprise was in the vote count. The Federal Reserve raised its benchmark rate a quarter point on Wednesday to a range of 3.75% to 4.00%, its first increase since 2023, on a unanimous 12-0 vote from a committee that was split three ways just seven weeks ago. https://vistamark.com/insights/build-vs-buy-the-real-cost-of-an-internal-investment-department/ https://vistamark.com/insights/build-vs-buy-the-real-cost-of-an-internal-investment-department/ 2026-09-16T12:00:00Z Sean McEvilly Choosing an Investment Advisor The real cost of building an in-house investment team (staff, data, tools and senior time) versus outsourcing to an OCIO, and how to decide. https://vistamark.com/insights/the-fiduciary-governance-calendar/ https://vistamark.com/insights/the-fiduciary-governance-calendar/ 2026-09-15T12:00:00Z Sean McEvilly Foundations & Endowments The fiduciary governance calendar: what an investment committee should review every quarter and every year, from performance to policy and managers. https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-september-11-2026/ https://vistamark.com/insights/market-recap-outlook-your-weekly-market-compass-september-11-2026/ 2026-09-11T12:00:00Z Matthew Rice Market Compass The two inflation reports markets waited all summer for finally arrived, and they settled the question the hard way.